Get useful tips from us on how to get money or a loan as quickly as possible and what you should pay attention to.
First of all, your situation seems serious or even dramatic. But especially in your situation, you should act prudently so as not to make your situation worse. So please take the necessary time and do not rush your loan project!
Please take our advice to heart if you urgently need money:
- Honestly analyze your current situation: what are your regular income and expenses? Taking into account a corresponding buffer, do you have the financial options to pay a loan installment every month?
- Remember that with a longer term and smaller installments, you will have to pay significantly more interest over time. Maybe saving or doing without is an option.
- If you get Hartz IV or ALG I, you will have bad cards at least at banks. Read the separate information on the linked subpages.
- Nobody will give you money and the increased risk, if necessary, can also be paid with correspondingly high interest rates.
- Loan sharks are waiting for desperate credit customers who need money as quickly as possible: Do not make advance payments for financial restructuring without a binding loan commitment and do not conclude expensive nonsensical insurance or other additional contracts.
- What are your prospects for the next few months? Do you expect a financial improvement? Do you need the loan as an investment to improve the situation or is it purely a consumer loan?
- If the water is up to your neck or you already have debts, please also note our advice on debt counseling
Here is a chance to get money today:
- Pawnshop: If you have valuable items such as jewelry or works of art, the way to a pawnshop can be a variant.
- If you have urgent one-off expenses, it is also worth looking into relatives or parents. Especially when it comes to basic household items, such as the washing machine, a personal loan can be a cheap, quick and uncomplicated solution.
Ways to get a loan:
- smava: A loan comparison that finds the best loan from a wide selection of loan providers and crowdfinancing.
- Short-term loans with the corresponding short terms and small loan amounts are becoming increasingly popular. Providers like vexcash offer short-term remedies for borrowers for quick money needs, for example at the end of the month, when there is a shortage of account.